Midwest Partners Federal Credit Union

Investment Rates

Rates are effective as of November 1, 2008 and can change at any time
Type/Term	Dividend Rate*	Annual Percentage Yield (APY)	Conditions
Accounts
Share	0.40%	0.40%	$100.00 and up
Christmas Club	0.40%	0.40%	$100.00 and up
Scottie Saver Club	0.40%	0.40%	$25.00 and up
Money Market	0.75% 1.00% 2.25% 3.00%	0.75% 1.00% 2.25% 3.00%	$2,500.00 - $7,499.00 $7,500.00 - $14,999.00 $15,000.00 - $24,999.00 $25,000.00 - and up
IRA Share	0.75%	0.75%	$5.00 and up***
Share Certificates****
6 month	3.03%	3.05%	$500.00 min. deposit
12 months**	3.21%	3.25%	$500.00 min. deposit
18 months**	3.31%	3.35%	$500.00 min. deposit
24 months**	3.45%	3.50%	$500.00 min. deposit
30 months**	3.70%	3.75%	$500.00 min. deposit
48 months**	3.94%	4.00%	$500.00 min. deposit
60 months**	4.18%	4.25%	$500.00 min. deposit
IRA Share Certificates****
12 months**	3.21%	3.25%	$250.00 min. deposit
18 months**	3.31%	3.35%	$250.00 min. deposit
24 months**	3.45%	3.50%	$250.00 min. deposit
30 months**	3.70%	3.75%	$250.00 min. deposit
48 months**	3.94%	4.00%	$250.00 min. deposit
60 months**	4.18%	4.25%	$250.00 min. deposit
0.5% increase applies if of the following services are used: Share Draft Account Visa Credit Card Advantage Check Card Direct Deposit or Payroll Deduction IRA Account Share certificate Mortgage Loan or Consumer Loan Adjust-a-Rate $250.00 balance required to receive a certificate. **A penalty may be imposed for early withdrawal.